How much can I borrow to buy a pharmacy?

We arrange pharmacy finance from £10,000 to £20,000,000 and above, with loan to value typically up to 80% and potentially up to 100% depending on circumstances.

Do you charge the customer a fee?

We do not charge you a fee for our services. We are paid commission by the credit provider for introducing you, and we disclose this before any transaction completes.

What types of pharmacy finance can you arrange?

Acquisition finance, group growth and M&A finance, refinance and debt restructuring, commercial property finance, refurbishment and fit-out, buy-in and buy-out funding, equipment and asset finance, and working capital.

Specialist pharmacy finance

Access the funding you need to grow, acquire or optimise your pharmacy.

Whether you're buying your first pharmacy, expanding your group, purchasing assets, reviewing existing funding or improving cash flow, we connect you with specialist lenders who understand the sector.

Find your funding Talk to a specialist

Funding from £10,000 to £20,000,000+

Whole-of-market access to UK lenders

Fast, tailored offers with no obligation

Funding range

£10k – £20m+

From a steady dispensing income to ambitious growth — finance structured around where your pharmacy is headed.

Whole of market

Access to a wide panel of UK lenders, not a single bank.

Sector specialists

We understand NHS income, FP34s and dispensing data.

No fee to you

We're paid by the lender, and we tell you exactly how much.

Start to finish

With you from first enquiry through to drawdown and beyond.

Why Pharmacy Funding

Specialist knowledge of the sector lets us move quickly and structure finance that truly fits your business.

We work closely with our clients to gain a detailed understanding of their operations, cash flow cycles, NHS income streams and growth ambitions — delivering tailored, practical funding solutions.

As pharmacies evolve through acquisition, refurbishment or changes in dispensing volumes, we adapt your finance structure to keep pace with growth.

Drawing on extensive experience within financial institutions, we know how lenders assess pharmacy businesses — and we use that insight to your advantage.

£20m+ funding range available

Sector specialists

Finance built around how pharmacies actually work.

We understand NHS income streams, dispensing data, FP34s and how lenders assess pharmacy goodwill. That knowledge means your application is structured to succeed — not just submitted.

◆Lenders who specialise in pharmacy

◆Bespoke applications, tailored to your specific business and ambitions

◆From first enquiry to drawdown — and ongoing support beyond

About us

What we arrange

However your pharmacy needs to move, we can structure the finance.

Pharmacy Funding helps pharmacy professionals secure finance tailored to their ambitions. Our specialist knowledge of the sector enables us to move quickly and structure finance that truly fits your business.

Understanding your pharmacy business is key to us, which is why we work closely with you to gain an in-depth understanding of your requirements along with the challenges you face and provide creative, bespoke solutions.

Pharmacy Funding is a trading style of Stoneacre Assets Limited (FCA No. 1009039)

ICO Registration No. ZB678192 · Company No. 15332905

Whole of market — not tied to any lender

No fee to you — we're paid by the lender

Full commission disclosed before completion

Access the funding you need to grow, acquire or optimise your pharmacy.

Specialist knowledge of the sector lets us move quickly and structure finance that truly fits your business.

Finance built around how pharmacies actually work.

However your pharmacy needs to move, we can structure the finance.

Ready to explore your funding options?